Especially For You

Financial Advisors

You say:

·        You would like to provide your small business clients with low-cost, well-designed plan documents.

·        You want to concentrate on your clients' investment aspects and let the experts handle the plans technical considerations.

·        You want the availability of a SEP prototype that permits social security integration and may be paired with a qualified plan.

·        You would like to be able to provide a plan that has a participant loan provision where the document of the financial institution of choice has none.

·        You don't want your clients to have to adopt multiple plans to have a fully diversified investment portfolio.

·        You want to avoid having to restate plans simply because your employer clients want to switch investments.

If these and other similar considerations have been a concern, you are probably using the wrong plan resource.  YOU NEED NPIN!!!

Whether you are dealing with a client who owns a business in which he or she is the only employee, or they have a staff of thousands, WE'VE GOT PLANS FOR YOU!!! NPIN can provide you with individually designed plans, model documents and (standardized or non-standardized) IRS-approved prototypes, with or without administrative services.

Whether you are dealing with a client who owns a business in which he or she is the only employee, or they have a staff of thousands, WE'VE GOT PLANS FOR YOU!!! NPIN can provide you with individually designed plans, model documents and (standardized or non-standardized) IRS-approved prototypes, with or without administrative services.

Whether you recommend loaded or no-load investments or any combination thereof, you can have your clients establish and maintain their plans with us.  Whether your client is an unincorporated trade or business, a corporation, a governmental unit, a tax-exempt organization, or any other type of adopter they may use our plans and related services.

NPIN offers three levels of service.  You decide which is best suited for you.

·        Document Only - By joining NPIN's non-profit trade association affiliate NRPTC, you are permitted to adopt any of the NRPTC-sponsored plans.  Most of these plans are IRS National Office approved prototypes.  Where plan administrative functions are required, employers may either perform such functions themselves, or engage the services of an administrative resource of their choice. 

NPIN can be engaged on a consulting basis to do certain basic tasks, such as calculating a social security integrated allocation of contributions, or preparing Form 5500EZ for owner-only plans; or in the case of individual participants, calculate the minimum annual distribution that must occur beginning at age 70½.

·        Document with basic administration - NPIN has arranged for the availability of a low-cost but very professional administrative service for employers that adopt NRPTC-sponsored prototypes.  Services include all standard testing, compliance, and reporting functions normally expected of a third party administrator.  This resource is generally well suited for employers with 25 or fewer participants.

You are protected - NPIN is your support resource.  No member of NPIN's staff will make any effort to approach your client with the offer of providing investment management services.